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Medicare Supplement Insurance

Medicare supplement insurance is one of the only products that can actually deliver peace of mind to senior citizens worrying about their healthcare and the potential costs.  Unlike any other health programs available to older individuals, Medicare supplement insurance is designed to pay most hospital and medical bills that original Medicare does not pay in full.  In addition, all of the deductibles and usual 20% co-payments that most individuals must pay are covered by a Medicare supplement insurance policy. …read more

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Short term health insurance

Short term health insurance is an excellent option for consumers that only need coverage for a decreased amount of time, typically less than 12 months.  The policies available through companies that offer short term health insurance are virtually identical to any other health coverage and are simply intended to provide temporary protection to individual applicants and families. …read more

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Disability Income Insurance

Disability income insurance provides stability and financial assistance to individuals who suddenly find themselves disabled due to an accident, illness, or other injury.  Many people don’t realize that Social Security has a five month waiting period on all disability claims which means that newly disabled individuals will have virtually no money coming in unless they have a disability income insurance policy. …read more

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Group Health Insurance

Group health insurance is only available to employees of a company that has chosen to participate in a program offered by an insurer.  While it is not mandatory for employees to enroll in group health insurance, many employers will actually pay a percentage or portion of the premiums making it an excellent way to obtain health care coverage.  Group health insurance can be paid for via payroll deductions and all enrollments typically are handled directly with the employer. …read more

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