Ask For These Auto Insurance Discounts

Many consumers are quick to switch auto insurers because of a small difference in the premiums quoted, but it is important to note that there are a number of discounts available that must be included in a quote request in order to receive the best possible rate.  While some of the auto insurance discounts are well-known, there are also some that may be unfamiliar to many individuals.

Most car insurance companies like to reward loyalty with Multi-Vehicle Discounts.  Individuals with more than one vehicle on a particular policy often receive lower rates than if each was insured with a different company.  In addition to the discount, it also is more convenient for the consumer to have only one insurer to deal with.

If a driver has had No Accidents in 3 Years they are considered to be less of a risk to an auto insurer.  As a result, the premiums quoted to these individuals is often much lower.

New drivers and students should always complete a Driver Training Course, as this one class can lower insurance rates by up to 15% depending on the insurance company.  More experienced drivers can also increase this discount by taking a Defensive Driving Course.

Low Mileage vehicles often pose less of a risk to auto insurance companies because they are on the road much less frequently.  Consumers that have limited use of their auto should report this when requesting a quote.

Student Drivers with Good Grades actually receive lower rates, so this is absolutely an incentive to succeed in school.  Most auto insurers will reward students that are able to maintain at least a B average.  These young drivers have displayed that they have the ability to be responsible, so a car insurance company is willing to offer a discount.

Most consumers are familiar with the Multi-Line Discounts that many insurance companies offer.  Retaining both home and auto insurance with the same organization often results in lower rates on both policies.

Most vehicles today have some types of Safety Equipment installed, which can include anti-lock brakes, daytime running lights, airbags, and security systems.  Auto insurers often provide discounts to owners of vehicles with such features, so it is important to note these on any request for a quote.

Many auto insurance companies strive to stay competitive with their rates, and new discounts are frequently added.  Consumers should be well aware of the common ways to lower car insurance premiums, as this can definitely impact the wallet.

Save hundreds on car insurance by comparing car insurance quotes and rates from America’s best insurance providers.